David Zalik, The Real Deal

It was not easy for the forty-three-year-old entrepreneur to get to where the cane to be. It did happen in an instant and it certainly did not just fall into his lap. David Zalik fought the good fight and obliterated the obstacles that stood in between his goals and himself. The determination on this CEO of GreenSky Credit is fierce and undying, and his story is available on the web to inspire all who want to traverse through the edges and the cliffs of being an entrepreneur so that one can rise above the mediocrity that mentality slaves the great majority of the people here in the USA and the rest of the world on a spectrum. David Zalik had two parents that were both born outside of the United States as he was as well. The parents he had felled in love in Israel and married to a baby named David Zalik. Before that, his mother was a struggling citizen of a communist country who had sent authorities to seize her and her family as they were trying to smuggle themselves from the tyrannical grasp of that corrupt government. His father was born and raised in the land of Argentina. As David Zalik grew older they all moved to the free lands of the United States where opportunity was rampant and abundant to those who chose to control their future for the better. David Zalik was one of those people who wanted a better future so at the age of only four through thirteen he learned and studied books in math. This prepared his young mind for an advanced placement in which he was granted to study at Auburn University where his dad worked as a teacher then. He agreed to the process and at thirteen passes the SATs and then a little later began his own business with computer repair and technology when the dot-com fiasco was just then breaking out. He then sold the business at three million at the age of twenty-two so that he could then start to invest inside of a business system that came to eventually become a green sky Credit which David Zalik is now the real CEO of.


Dr. Kamil Idris Writes About Some Of The Challenges Of Intellectual Property Rights On A Global Basis

Dr. Kamil Idris has often provided his views on globalization, an area in which he has extensive international experience. He says that there are many benefits to globalization but there are pitfalls to it as well. He has written that one of the biggest equalizers between developed and developing countries is the use of technology. One of the big pitfalls he points to is intellectual property rights and how the laws and respect for them vary dramatically depending on where you are in the world. However, strengthening the laws regarding IP will enable the global economy to expand while not reducing the world’s creative capacity.

There are intellectual property rights in many industry such as science, economics, food and beverages, literature, and more. When someone has IP rights they can release a unique product and gain from it. Dr. Kamil Idris says that IP rights encourage people and companies to innovate and gives them a competitive advantage for the product or service they are offering. Nations that are further advanced also, as he points out, have the resources to buy patents and IP rights from those in developing nations around the world.

Dr. Kamil Idris once worked for the World Intellectual Property Organization. He was their director general and as such he worked on many intellectual property laws around the world. He says that over the last decade the number of patent applications has skyrocketed in many nations and government patent offices often have backlogs of years to go through.

Another pitfall of globalization is piracy and counterfitting. These are easier then ever in the age of the internet where something can be stolen and then downloaded by hundreds of thousands of other people. In his view nations need to apply greater resources to combatting these two things by spending more on intellectual property training. He says that they also need to hire more people to review intellectual property issues and get through patent backlogs.

Connect with Kamil on linkedin.

Greg Aziz’s Role in Making National Steel Car a Leader in the Industry

About Gregory Aziz

Born in 1949, Greg James Aziz is the President and CEO of National Steel Car. This Londoner acquired his education at Ridley College and then majored in economics at the University of Western Ontario. He has worked hard to build his own empire in railcar industry. Starting at the bottom, Greg Aziz has climbed up the ladder to become a phenomenal business man and CEO.


Greg Aziz started off his career in his family wholesale food business. The company known as Affiliated Foods has grown to become internationally recognized due to its importation of fresh foods. He then began working on several investment banking opportunities in New York City. In 1994, James Aziz was able to acquire National Steel Car from Dofasco. Through his management, the company has grown and is now one of the leading railroad freight car engineering and manufacturing companies in the world.

National Steel Car Overview

National Steel Car has been in the industry for a long period of time. The company which is located in Ontario, Canada was founded in 1912 by Sir John Morison Gibson and several other investors. In 1962, Dofasco bought the company but later sold it to Hamilton Corporation National Industries Inc. in 1994, which is led by Greg Aziz. Since then, this company has been under the control of Mr. Aziz, who has been dedicated to seeing its success.

After its purchase in 1994, the company had increased its production by 1999 from 3,500 cars per year to 12,000 cars. Employment also skyrocketed from 600 to 3,000. With over 100 years of experience in the industry, the company has cemented its ground as a leader in its field in the whole of North America.

Achievements of Greg Aziz through National Steel Car

National Steel Car is the only railcar company in North America which has a certified ISO 9001:2008. Through its effective management team led by James Aziz, the company has been able to lead in innovation, as it builds thousands of new railroad freight cars. The company also does a lot of giving to the community. National Steel Car has sponsored the Hamilton Opera, Theatre Aquarius, the Salvation Army, the United Way and the list is endless.

Greg Aziz also does his own personal giving, which is evidenced by his sponsorship of the Royal Agricultural Winter Fair. He is definitely a force to reckon with.

Todd Lubar: Real Estate’s Champion

In 1995, Todd Lubar entered into the real estate industry. It was an industry that combined his love of business and helping others. Real estate is a profit-based industry, but many forget that real estate professionals are helping people accomplish a dream. Lubar loves every facet of the financial side of real estate. Lubar believes that numbers are the key to making any business successful.

Lubar’s first job in the real estate industry was a loan originator at Crestar Mortgage Corporation. Crestar is where he learned the most valuable lesson he would use later in life. He learned the ins and outs of the model of conservative mortgage banking. He time at Crestar also taught him the importance of having an incredible network.

While working for other companies, Lubar began developing relationships with dozens of real estate agents, CPA’s, and other finance-based professionals. In 1999, Lubar began working for the Legacy Financial Group. His experience there offered him the opportunity to expand his lending capabilities. His new positions allowed him to look for funding from outside investors as well as mortgage banks.

Eventually, in 2002, he launched his company, Legendary Properties, LLC. His company specialized in handling rapid purchasing, rehabilitating, selling, and profiting. In just a year, his company processed over 200 transactions on several different types of property. With every successful project completed, he was able to develop business relationships with well-experienced professionals in the building trade. He would later use these connections to connect to major banking institutes to establish a positive line of credit up to $20 million.

Later, Lubar launched another company, Charter Funding. This company is a subsidiary of one of the largest privately held mortgage companies. Lubar used this new business affiliation to expand his business and increase his capabilities. Over his twelve-year career, Lubar noticed a small sector of underserved clients. Wanting to reach out to them, he formed Legendary Financial, LLC. This company offers lending sources to individuals and companies. Lubar used some of his money to aid borrowers who would usually be overlooked.