Anil Chaturvedi is a businessman who was born and raised in India. He is a member of the 1971 graduating class of Delhi University, earning a bachelor of art’s honors degree in economics. He then enrolled at this university’s school of business and earned an MBA in financial management in 1973. He is now the managing director of Hinduja Bank, a position he has held since November 2011.
After having graduated from college he entered the financial industry. By working his way up he became the manager of development and planning at the State Bank of India. Anil Chaturvedi was put in charge of strategic planning and marketing in regards to getting the business of non resident Indians who were living and working in the United States. Within four years he had brought in more than $500 million in new accounts and he was honored for this achievement by being given the Man of the Year award at this bank.
In 1991 he moved to the United States himself. He settled in New York City and started working for ANZ Grindlays Bank as a senior representative and vice president for American operations. His responsibility was to develop new financial products, operations, regulation and compliance issues, and developing marketing strategies. He remained in this role for two years before moving on to the banking giant Merrill Lynch where he was the managing director of their international efforts. He was responsible for generating growth in Europe, America, India, and Asia. He focused on high net worth people as a financial advisor.
Anil Chaturvedi how lives and works in Geneva, Switzerland. His duties at Hinduja Bank includes developing their corporate advisory business. This includes managing mergers and acquisitions, credit syndication, selling and/or restructuring distressed assets, and raising capital. His particular focus is on offering services for cross border financial transactions that take place between India and the countries that make up the European Union.
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Why philanthropy is good for your income may not be immediately apparent. However, many of the world’s wealthiest people give substantial portions of their income to charity. One of the common things that distinguishes many poor individuals from their wealthier fellow creatures is their insistence on being served and taken care of. Poor people like being dependent and lazy. Although there are exceptions in the case of those who have been injured, this common attribute is hard to miss. People who are wealthy insist on serving and taking care of others. They give generously of their time, talent, and treasure to those around them. They are often accused of being pushy and bossy, but if you look at their actions, they are busily contributing to their communities.
People who are poor like going into debt and freeloading on others. They are leeches. People who are wealthy like getting out of debt and helping others. They are doctors. Each of us has a natural tendency. Most people are selfish. Some selfish people spend all their time busily working, but do not use their hoarded assets to help others. Many consider them to be rich, but wealth does not equal money. Wealth is your property, relationships, skills, certifications, food, credibility, and shelter. People who hoard their money in a bank are not wealthy if an economic recession occurs. The other type of selfish person is the leech, who we discussed earlier. The leech demands that he or she be served, at the expense of those around them.
Becoming more successful means that we avoid the mistake of the miser and the leech. The miser groans when asked to give. They have much to give, but are unwilling to. The leech groans when he has to serve. He likes giving, but usually has little to give.
Figure out which selfish investment behavior you naturally struggle with. Resolve to avoid both. The blessing that comes from being generous with your portfolio cannot be underestimated.
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